CIPAA : THE DEBT WAR

RM120.00

A Contractor’s Fight for Payment and Life

Book Details
Author Kamarulzaman Baharom
Publication Date October 2026
ISBN 9786297120003
Format Paperback
Country Malaysia

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What the Experts Say

“By telling the story of a payment dispute as a thriller, Kamarulzaman Baharom brings the Act to readers who would never pick up a legal text. It is a welcome effort to widen awareness of CIPAA across the industry.”

— Datuk Professor Sundra Rajoo
Sundra Rajoo Arbitration Chambers Sdn Bhd & Former Asian International Arbitration Centre (AIAC) Director

“The construction industry is driven not only by projects and contracts, but also by the timely flow of payments throughout the construction supply chain. For contractors, particularly small and medium-sized enterprises, cash flow is essential to sustain operations, meet financial commitments and ensure the continued delivery of works. Payment delays and disputes can have wider implications across the construction supply chain, affecting contractors, employees, subcontractors and suppliers. The Construction Industry Payment and Adjudication Act 2012 (CIPAA) provides an important statutory mechanism for resolving payment disputes through adjudication. At the same time, proper contract administration, accurate documentation and a clear understanding of contractual rights and obligations remain essential in managing payment risks.

CIPAA: THE DEBT WAR, authored by Kamarulzaman Baharom, presents these issues through an engaging and accessible narrative. Drawing on the challenges faced by contractors, the novel highlights the importance of preparing payment claims properly, maintaining accurate records, fulfilling contractual obligations and understanding the mechanisms available under CIPAA. By presenting a technical and legal subject in a more relatable way, this publication can help broaden awareness and understanding of CIPAA among contractors and construction professionals.”

— SR Ahmad Farrin bin Mokhtar
Chief Executive, CIDB Malaysia

 

Set against Malaysia’s construction industry, CIPAA: THE DEBT WAR explores what happens when a payment dispute threatens the survival of a contractor. Through the conflict between Perisai Bina and Wibawa Berhad, readers experience the pressure of delayed payments, disputed valuations, evidence, adjudication and enforcement. The novel brings CIPAA to life through its characters, turning legal procedures and construction documents into weapons in a battle where every decision has consequences.

At the same time, the story reveals the human cost of payment disputes. Workers still need to be paid, suppliers still demand settlement, and businesses cannot survive indefinitely without cash flow. Whether you are a contractor, construction professional, legal practitioner or thriller reader, CIPAA: THE DEBT WAR offers a dramatic look at the battle behind construction payment disputes. Because sometimes, the biggest threat to a company is not the amount it is owed. It is how long the company can survive without it.


Chapters Contents
Front Matter
i Foreword — Datuk Professor Sundra Rajoo, Sundra Rajoo Arbitration Chambers Sdn Bhd
iii Foreword — Sr Ahmad Farrin bin Mokhtar, CEO, CIDB Malaysia
v Synopsis
ix About the Author
The Novel
1 Prologue: The Final Transfer
The Night the Money Ran Out
9 Chapter 1: The Tender Trap
The View from the 62nd Floor
17 Chapter 2: The Signing
Handshakes and Red Flags
23 Chapter 3: Ghosts in the Ground
What the Maps Didn’t Show
29 Chapter 4: The First Cut
Payment Certificate No. 7
37 Chapter 5: The Payment Claim
Section 5 — The Trigger
45 Chapter 6: The Payment Response
Section 6 — The Silence That Spoke
51 Chapter 7: The Spreadsheet of Damnation
Zana’s Ledger of Ghosts
63 Chapter 8: The Lawyer’s Office
Sara Lim’s Cold Assessment
69 Chapter 9: The Adjudication Claim
301 Pages of Desperation
73 Chapter 10: The Nuclear Response
Wibawa Berhad’s Financial Neutron Bomb
79 Chapter 11: The Silver Bullet
“Time at Large”
85 Chapter 12: The Adjudicator’s Study
Dr. Wong’s Hunt for Truth
93 Chapter 13: The Expert’s Paradox
When Honesty Hurts
99 Chapter 14: The Final Reply
Sara’s Masterpiece
107 Chapter 15: The Longest Night
Waiting for Judgment
113 Chapter 16: The Decision at Dawn
May 14, 5:08 AM
123 Chapter 17: The Celebration
Morning of May 14
129 Chapter 18: The Silence Returns
Day 28: No Payment
135 Chapter 19: The Enforcement Game
High Court Originating Summons
141 Chapter 20: Justice Kaur’s Courtroom
Twenty Minutes That Decide Everything
147 Chapter 21: The Money Arrives
Day 67: The Bank Notification
151 Chapter 22: The Ripple Effect
Industry Whispers
157 Chapter 23: The Changed Office
Wibawa Berhad’s New Procedures
161 Chapter 24: The Empty Desk
Mr. Hazman’s “Special Projects”
165 Chapter 25: The One Year Anniversary
Scars That Don’t Show
169 Chapter 26: The Conference
AIAC Annual Event
173 Chapter 27: The Completed Viaduct
Trains Running On Time
177 Chapter 28: The New Normal
Two Years Later
181 Chapter 29: The Mentor
Ahmad’s New Role
185 Chapter 30: The Legacy
What Remains
189 Chapter 31: The Paper Trail
The Box in Storage
193 Chapter 32: The Ghosts Return
A New Project, Old Fears
199 Chapter 33: The Difference
This Time, They’re Ready
203 Chapter 34: The Industry Shift
Five Years Later
207 Chapter 35: The Retirement
Old Mr. Lim’s Last Day
211 Chapter 36: The Next Generation
Zana Takes Over
215 Chapter 37: The Final Accounting
Balance Sheet of Survival
219 Epilogue: The Paper Warriors
Present Day
Back Matter
223 Appendix: Glossary of Key CIPAA Terms for Readers
Category:
Weight 1.2 kg
Dimensions 30 × 28 × 5 cm

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